Spartan Plumbing
All BoardsLeadershipFinancial Management
Financial Management~17 min

Annual Budgeting Process

Purpose

Establishes how Spartan builds its annual operating budget — aligning revenue expectations, headcount costs, equipment investments, and overhead to a realistic financial plan for the year. ## Who This Applies To

Josh (owner), the Production Concierge (accounting), and any engaged leadership. ## Annual Budget Timeline

| Activity | When |

|---|---|

| Pull prior year P&L final | First two weeks of January |

| Set revenue targets by service line | January — Josh + coaches |

| Build headcount plan | January — Josh |

| Estimate material and COGS | January — the Production Concierge + the Production Concierge |

| Finalize overhead budget | January/February — Josh + the Operations Manager |

| Share with accountant for review | February |

| Lock budget | Before March 1 |

## Budget Components

### Revenue Budget

- Set targets for each service line: service calls, install projects, drain/sewer, water treatment. - Base targets on:

- Prior year actual revenue (from P&L)

- KPI trajectory (is RPL improving? )

- Headcount plan (how many techs running? )

- Seasonal adjustments (Q1 is slower; Q3 is peak)

### Payroll Budget

- Largest expense line. Include:

- Base salaries/hourly rates for all current employees

- Projected commission and bonus at target KPI performance

- Paylocity payroll fees

- Any new hires planned for the year (time their start to revenue ramp)

- Slack commission policy: Commissions only paid on fully collected jobs. Model commission budget at ~85% collection rate on install jobs (conservative). ### Materials / COGS

- Estimate based on prior year materials as a % of revenue

- Factor in any vendor price changes (review with the Production Concierge at Tradeshift/Lee Supply)

- Add 5-10% buffer for commodity price increases

### Operating Expenses

- Vehicle fleet: fuel (Enterprise gas cards), insurance, maintenance

- Technology subscriptions: ServiceTitan, Paylocity, Tradeshift, GoodLeap, Avoca

- Insurance premiums (see Insurance Management & Renewals)

- Nexstar Network membership fees

- Facility costs: 446 Windsor Park Drive lease/ownership costs

### Capital Expenditures

- New service vehicles

- Equipment replacements (Cart Jetter, drain cameras)

- Any facility improvements

## Variance Tracking

- Compare actual monthly results to budget at the Monthly Operations Review. - Flag any line item that is 10%+ over or under budget for investigation. - Mid-year budget adjustment: if revenue is 15%+ off plan by June 30, revise the second-half budget. ## Important Notes

- The budget is a planning tool, not a constraint on good decisions. If a great hire becomes available mid-year, do not refuse because headcount is "at budget. "

- Revenue targets should be stretch goals, not guaranteed figures. Build the expense budget conservatively. - Share final budget numbers only with people who need them (Josh, the Operations Manager, engaged leadership). Field staff do not see the full budget. ## Related SOPs

- P&L Review Process — monthly tracking vs. budget

- Cash Flow Management — ensuring budget is funded

- Capacity Planning & Hiring Triggers — headcount decisions

- Strategic Planning Process — how budget connects to strategy

P&L Review ProcessCash Flow Management